government schemes : You can also earn 45 thousand rupees a month, if your wife’s age is 30

 government schemes : You can also earn 45 thousand rupees a month, if your wife’s age is 30

 government schemes :  Public welfare schemes are run by the government from time to time. You can also earn 45 thousand rupees a month if your wife’s age is 30. Let us tell you what this plan is.

In today’s inflationary era, it is very difficult to save. People work hard day and night and save so that this savings can be useful for them in times of crisis. So many people invest this savings and also resort to many other methods to get better returns. So there are some people who are eager to get good returns by investing in government schemes because investing in government schemes is a low-risk job.

If a common man invests his savings money in a scheme of a private company, then the risk is high there. Also, on the coming days, we get to hear such news that such a private company ran away with the money of this scheme and ran away with the money of that scheme. But today we are going to tell you about a scheme by the government in which you can invest and earn 45 thousand rupees per month. So what is this scheme of the government, let us tell you.

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New Pension Scheme (NPS)

This belief is prevalent in the general public that savings should always be done in government schemes only, due to which money remains safe and returns are also good. There is a scheme by the government named New Pension Scheme ie NPS. How can you apply in this scheme, let us tell you

Your wife should be 30 years old to participate in this scheme. Under this scheme, you can open an NPS account in the name of your wife by depositing only Rs 1,000 per month. Notably, the NPS account matures at the age of 60. The money deposited by you at this time is returned with full interest. In this scheme, you can earn good money by investing less money for a long time. Under this scheme you can earn 45 thousand rupees per month.

Suppose your wife is 30 years old and you deposit Rs 5000 every month in your NPS account. Now assuming 10% return per annum on this investment, then by the age of 60, a total of Rs 1.12 crore will be accumulated in your wife’s account. Out of this, you will get 45 lakh rupees as a lump sum and from the remaining money, they will continue to get 45000 rupees as pension every month.

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understand this calculation

Let the age of your wife is – 30 years, total investment period – 30 years, per month you will invest – 5000 rupees, you get 10 percent return on your investment, gets deposited in your pension fund on maturity – 1,11 Rs ,98,471, Amount to buy annuity plan – Rs 44,79,388, Estimated annuity rate if 8% is considered then your amount – Rs 67,19,083.

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