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Atal Pension Yojana- APY | Government scheme giving pension of 5,000 months

Any Indian citizen whose age is between 18 years to 40 years and who is not a taxpayer can contribute to the government's Atal Pension Yojana.

Atal Pension Yojana- APY | Government scheme giving pension of 5,000 months

Pension is the strength of the elderly in old age because through this all their work is completed. You don’t have to stretch your hand for every big or small task. To meet this need of old age, Atal Pension Yojana (Atal Pension Yojana- APY) is run by the government. Any Indian citizen who is in the age group of 18 years to 40 years and who is not a taxpayer can contribute to this scheme of the government. You are given pension according to your contribution. If you want to get Rs 5,000 every month on your old age, then know here how much you will have to invest every month for this.

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People aged 18 to 30 years

210 per month at the age of 18 till 42 years
228 per month at the age of 19 till 41 years
Rs 248 per month at the age of 20 till 40 years
Rs 269 per month at the age of 21 till 39 years
Rs 292 per month at the age of 22 till 38 years
318 per month at the age of 23 till 37 years
Rs 346 per month at the age of 24 till 36 years
Rs 376 per month at the age of 25 till 35 years
409 per month at the age of 26 till 34 years
At the age of 27, Rs 446 per month till 33 years
485 per month at the age of 28 till 32 years
529 per month at the age of 29 till 31 years
Rs 577 per month for 30 years at the age of 30 years

31 to 40 years age investment

630 per month at the age of 31 till 29 years
689 per month at the age of 32 till 28 years
Rs 752 per month at the age of 33 till 27 years
824 per month at the age of 34 till 26 years
At the age of 35, Rs 902 per month for 25 years
At the age of 36, Rs 990 per month for 24 years
Rs 1087 per month for 23 years at the age of 37 years
At the age of 38, Rs 1196 per month for 22 years
Rs 1318 per month for 21 years at the age of 39 years
1454 per month for 20 years at the age of 40 years

open account like this

If you also want to apply under the Atal Pension Yojana, then first of all open a savings account in a bank. If you already have a savings account with the bank, then you will have to get the application form of the scheme from there. Fill all the information correctly in the form like name, age, mobile number, bank account number etc. Attach all the required documents asked for. After this submit the form to the bank. After this all your documents will be verified and your account will be opened under Atal Pension Yojana.

If the applicant dies before 60 then…

According to the Atal Pension Yojana, if the applicant who invests in it dies due to some disease or accident before attaining the age of 60 years, then his invested amount does not go in vain. In such a situation, his spouse is given the benefit of pension for the whole life. If the spouse of the applicant is also not alive, then his nominee will be given a lump sum installment which can range from around Rs 1.70 lakh to Rs 8 lakh.

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